wholesale jewelry earrings bulk How to choose WeChat payment category on a variety of products

wholesale tech jewelry 1. Choose the operating category
Please choose the corresponding category according to the actual sales of the products or the services provided. n does not support cross -category operations. If there are multiple types of business needs, please select one of the categories for application.
. Warm reminder
If other related affiliated products other than category products need to be sold, please select the core category. For example, you can choose clothing categories, and in actual sales, you can also operate clothing -related accessories; for government institutions without business licenses, please choose the corresponding category according to the actual scope of business.
. Fill in the short description of the sale
Please briefly fill in the actual selling goods or the services provided. You do n’t need to list it. Do not list the business scope in the business license.
. Warm reminder
This products must be within the range of business licenses.
Extension information:
Paying security:
WeChat payment has five major security guarantees to provide users with security protection and customer service.
1. Technical guarantee: WeChat payment background has Tencent's big data support. Massive data and cloud computing can determine the risk of whether the user's payment behavior exists in time. Based on the comprehensive identity protection of big data and cloud computing, the security of user transactions will be guaranteed to the greatest extent. At the same time, WeChat security payment certification and reminder to ensure the security of each link of the transaction from technology.
2, customer service: 7*24 hours customer service, plus WeChat customer service, timely solve problems for users. At the same time, the exclusive customer service channel for WeChat payment responds to the user's asking questions as soon as possible and make a processing judgment.
3, format alliance: WeChat payment based on smartphones will be protected by multiple mobile phone security application manufacturers, such as Tencent Mobile Manager, and WeChat payment will form a business alliance that forms a security payment with WeChat.
Reference information Source: Baidu Encyclopedia-WeChat Pay

carolina gamecock wholesale jewelry 1. Merchant access
1.1 Application process guidelines
. Application flow chart

. Application access step detailed instructions
(1) Become certified Service number
1. The current WeChat payment function is only open to the service number that has passed WeChat certification (enterprise, store merchants, non -institutions media service numbers). Step 2; 2. Subscribe to merchants can be upgraded to a service number first. This step is about 1 working day; 3. Unscreated merchants can apply for WeChat certification first. Note: Please apply for the merchant entities that apply for authentication and the merchant entities who apply for WeChat payment permissions.
(2) Submit the application information, wait for review
1, log in to the public account, enter: service-service center-merchant function;
2, submit basic information of the merchant 1) Commodity/service information, and according to this, choose the business scope and fill in the selling product information. The product information filled in here will be used as the basis for future operation supervision; Merchants outside the scope should be suspended.
3. Submitted business audit information here, the merchant information submitted here, requires consistent with the main body of the certified merchant, that is, the authentication entity is consistent with the operator.
4. Submitted financial audit materials Here's the financial information submitted here, requiring the consistency of the main body in the business audit, that is, the operating entity is consistent with the settlement of the settlement.
5. Waiting for review 1) The results of the review will be given within 7 working days on WeChat; 2) The results of the review will be notified in the form of notification. You can click on the small envelope icon in the upper right corner of the page to enter the view.
3) The merchant who passed the audit will receive an notification email, which contains important development parameters in the email. Please keep in mind the mailbox address filled in when the application. This important mailbox is set by the merchant when filling in the "Business Audit Information":
(3) Entering development and signing a contract
1. Merchants who pass the audit can start development work. WeChat has provided clear development interfaces. Documents to help you complete the development work smoothly. Note: In order not to delay the fourth step of entering the above flowchart, it is recommended that the merchant will synchronize the signing of the contract with the development work.
2,
signing contract 1) After passing the review, the merchant can download the contract online, please send it back according to the guidelines after stamp; 2) If you apply for a public account to pay Functional Service Agreement and "WeChat Payment Service Agreement"; 3) If you only apply for APP payment, the merchant only needs to sign the "WeChat Payment Service Agreement" (download, stamping, and return). Agreement "; 4) If you apply for public account payment and APP payment at the same time, then 2), sign the" WeChat Public Platform Merchant Functional Service Agreement "and" WeChat Payment Service Agreement "; 5) WeChat The special person will be reviewed by a special person. Note: When the merchant stamps, please pay attention to stamping the seal.
(4) Merchant functional services, selling goods
1, payment of WeChat risk margin 1) Log in to the financial payment account to pay the WeChat platform WeChat risk security deposit; The partnerid of the merchant, the login password is; 2) the non -payment of the WeChat risk margin does not affect the functional service of the merchant, but it will not be able to settle the funds in the account of the accounts and payment accounts normally.
2. Merchant functional services refer to WeChat payment functions in the merchant public account. Only after the functional services of the merchant, it can sell goods or services normally.
1.2 The first phase of the merchant category category and qualification review requirements
The first class category
secondary category n third category
n Qualification license requirements
Themorer syndrome offline business super "Enterprise legal person business license"
clothing shoe and bag clothing "Enterprise legal person business license"
nThis outdoor sports and outdoor "Business Legal Business License"
The makeup supplies cosmetics/personal care Domestic "cosmetics production enterprise health license" or "cosmetics production license" (cosmetics production administrative license and cosmetics hygiene administrative license two two two two The integration of the administrative license of item is an administrative license)
imported and imported cosmetics "Sanitary License Approval" and effective inspection and quarantine certificate
Business License "
Flower gift" Business License of Enterprise Legal Person "
Car and accessories OEM booking/Auto Parts" Business Legal Business License "
digital home appliances 3C digital" business license " r
Family Electrical Appliances "Business Corporate Business License"
Mede baby milk powder domestic "Food Circulation License" or "Food Sanitation License"
imported "Food Distribution License" or "Food Sanitary Permit", and "Entry -Exit Inspection and Quarantine Health Certificate"
This "National Industrial Product Production License"
Mema -baby clothing and supplies "Enterprise Business License"
, Shop facade photo and operating venue photos
The domestic food domestic "Food Circulation License" or "Food Sanitation License"
imported "Food Circulation License" or "Food Sanitary Permit", "Out of the Out of Food" "Entry Inspection and Quarantine Health Certificate"
The alcohol import "Food Circulation License", "Registration Form for the Record of Alcohol", "Imported Food Sanitation Certificate" and "Import Food Label Review Certificate"
Circulation License "and" Registration Form for Alcohol Circulation "
Wholesale" Food Circulation License "and" Registration Form for Alcohol Circulation Records "
Registration Form
Books and books "Publishing License" or publisher authorized documents, and "Publishing "Item Business License"
audiovisual "audiovisual product publication license" or publisher authorized documents, as well as "Audiovisual Products Business License"
The newspaper "Newspaper Publishing License" or newspaper publishing authorization documents, and " "Publication Business License"
Magonic "Magazine Publishing License" or magazine authorized documents, and "Publication Business License"
1.3 Tariff Standards
Measures
Is when merchants use merchant functions and WeChat payment services, we need to pay WeChat payment fees in accordance with the standards specified by Tencent. The rate and charging method are specific in the "WeChat Public Platform Merchant Functional Service Agreement" signed by the merchant and the WeChat Payment Service Agreement.
. WeChat risk margin collection standards and methods
In order to better provide services to WeChat users and regulate merchant management, you need to pay a certain amount of risk margin in accordance with the contract. WeChat risk margin, the margin will be frozen in the merchant's Tenpay account, thawed after the cooperation is over.
. The first phase of open category and corresponding WeChat risk margin, rate, settlement cycle
first class category
secondary category n third -level category
n product type
The margin
The rate n settlement cycle
Themorer super 2W 0.60% T 7
7
Shoe bags 2W 0.60% T 7
S sports outdoor sports outdoor 2W 0.60% T 7
Imported 2W 0.60% T 7
Furnishing home textiles and building materials 2W 0.60% T 7
home textiles 2W 0.60% t 7
And accessories of the accessories/auto parts 2W 0.60% t 7
digital home appliances 3C digital 2W 0.60% T 7
home appliances 2W 0.60% T 7
T 7
The import 2W 0.60% T 7
toys 2W 0.60% T 7
ma and baby clothing and supplies 2W 0.60% T 7
% T 7
Thennow -made domestic food 2W 0.60% T 7
imported 2W 0.60% T 7
The alcohol import 2W 0.60% T 7
production 2W 0.60% T 7
Wholesale 2W 0.60% t 7
retail sales 2W 0.60% T 7
Books and books 2W 0.60% t 7
sound Like 2W 0.60% T 7
, newspaper 2W 0.60% T 7
Magazine 2W 0.60% T 7
1.4 Common merchant access problems
1, our company sells products/ What should I do if the service cannot be found in the business category? Based on platform risk management, only part of the category is opened in the first phase, and more access categories will be added in the future. Welcome more merchants to access WeChat payment functions. Stay tuned.
2. I have not passed the review after submitting the application information. Why? After receiving the application information you submitted, the WeChat review team will give you the results of the review within 7 working days. If the review is rejected, you can log in to the public platform to check the rejection reason. Please adjust the content of the content according to the rejection reason and submit it again. The WeChat audit team will continue to review for you.
3, can individuals apply for WeChat payment? Do not accept personal application for WeChat payment function for the time being.
4. Will the WeChat risk margin and payment fees be paid? Will it issue an invoice or receipt? Will a payment fee invoice, the WeChat risk margin invoice will not be issued, because the WeChat risk margin is stored in the merchant's item payment In the account, it is frozen. Tencent does not receive this amount, so it will not provide a deposit invoice or receipt.
5, there is no public account, how to apply for app payment permissions? Answer: WeChat will apply for the recent WeChat APP payment function application. At that time, APP developers who have not opened the public account can apply on the WeChat open platform.
2. Payment function introduction
2.1 Program Introduction
WeChat payment is the most smooth and secure mobile payment solution. With WeChat payment as the core function, we provide a complete set of mobile shopping solutions for user identity recognition, WeChat address sharing, payment settlement, customer relationship maintenance, after -sales rights protection, and transaction statistics.
Note: Only when the merchant completes the activist function, the alarm interface, and the delivery interface, the system can be opened after the system is automatically detected; , Custom menu, keyword response, etc. to push the product message to the subscribers, users can complete the process of purchasing, filling in the receiving address and payment in the WeChat public account.
Cades can also generate a QR code for the product webpage to publish offline and online media, such as stations, building advertisements, and web ads. After sweeping with WeChat, the user can open the product details and buy it directly in WeChat.
2.2.1 Purchasing scene in the webpage --- JS API payment interface
2.2.1.1 Specialty store in the public account
place the product information entrance in the public account, use custom menu, keywords, keywords Reply and send product information under the callback interface. Users can complete the product selection, fill in the receiving address, and pay the process in the WeChat public account. The effect of user -free registration can be achieved through WeChat Openid.
The whole process is as shown in the figure below:
Analysis of each link:
1. In the public account, set the WeChat store menu corresponding interface: Custom menu creation interface
2. WeChat automatic login. Corresponding interface: Webpage authorization Get basic information User without manual login, automatically obtain user WeChat Openid identity
3. WeChat address corresponding interface: [WeChat payment] Receive address sharing document WeChat address can save users filling the address time of the address of the address. , Effectively improve the purchase conversion rate
4. WeChat payment corresponding interface: WeChat public account payment interface document fastest and safe mobile payment experience
2.2.1.2
WeChat sweeping mode compared to the public account Inner stores, WeChat sweeping models give merchants more independent marketing channels. The traffic is not limited to the attention of the public account, but it can expand to the most vast number of user groups in online and offline. Merchants can spread product information and QR codes to online and offline, and each plane can become your automatic sales channel.
2.2.2 code scanning payment scenarios --- Native (native) payment interface
is different from the payment scenario in the webpage. Some merchants do not need to go through the webpage to buy it.
Step (1): On the left, the merchant generates different QR codes for different products based on the rules of WeChat payment and posted it in various scenarios for users to scan and purchase.
Step (2): On the right, the user uses WeChat to scan the QR code, obtain the product information, and place an order in the background of the merchant.
(3): In the figure, the user starts to pay and enter the payment password.
Step (4): The right picture, the payment is successful, the merchant's background is notified for delivery.
2.2.3 Share receiving address
This delivery address sharing refers to the address component that can be called in WeChat. This address is required to be authorized by users for the first time. Will be passed to the merchant background.
(1): On the left, the new user enters the webpage without obtaining the receiving address.
Step (2): On the right, click the new receipt address, enter the WeChat address control, fill in the address, and the merchant can get this data.
Step (3): On the left, for users who exist, you can choose quickly when entering the webpage, fill in, complete the purchase process, and the address data is used as a user attribute, which is stored for a long time.
Step (4): Right, click the receiving address, you can add, delete or edit the address. All processes are completed on the client interface, and the data will be synchronized to the cloud.
2.2.4 access to the user's rights protection system
The when users pay abnormal purchase behaviors in the public account, they usually complain to Tencent customer service. Therefore, the WeChat side needs to understand the details of the public account and user transaction immediately. At the same time, in order to solve the user's problems as quickly as possible, WeChat, as a bridge connecting users and merchants, will instantly synchronize the problem to the merchant through this rights protection system and feedback the solution to the user.
The public accounts that obtain merchant functions (WeChat payment) must access the user's rights protection system. The basic interaction is as follows:
2.2.5 APP payment
WeChat app payment can allow the mobile app to directly call WeChat payment. The entire process is very smooth, which can effectively increase the purchase conversion rate and develop users' repeated purchase habits.
In applications, please check the APP payment on the public platform and fill in the appid of a third -party application. As shown in the figure below:
It WeChat APP payment will also open the application entrance on the WeChat open platform, so stay tuned.
2.3 Module module
In application payment permissions, you can log in to the public platform to use the merchant module function, check the transaction -related statistics, or use Tenpay's merchant number, log in to the Fiscal Payon Enterprise version, Check the order flow, perform refunds, download the bills and other operations.
2.3.1 Commodity message promotion
Chat message is a special type of graphic message. After the user is opened, the product details page of the merchant's website is jumped to the merchant website, and the middle page of the public platform is not passed. Merchants can send product messages to users through group issuance, real -time response, and automatic reply.
2.3.2 Order flow
"Order Flowing Water" can summarize the flow of merchant transactions within a certain cycle. The data includes order information, amounts, buyers, channel sources and so on. Merchants can also directly initiate a dialogue with buyers from the order.
2.3.3 Log in to Caifu Tong Enterprise Edition
In the function of opening the merchant, it will allocate a merchant to a Tenpay and a partner (partnerid). Bills and other operations.
2.3.4 Payment test
In the merchant after obtaining the payment permissions, at this time in the payment test status. Only users in the white list can use the payment function on the WeChat client. At this time, you need to "pay test" at this time Add a white list to the module. After the preparations are completed, you can submit an application for application, so that the payment function of the merchant after the application can be used by the full number of users.
2.4 Functional interface
The following are the functions and interfaces that the merchant may use. It can be customized according to the business of the merchant:
number
n开通条件rn1 用户身份识别即Oauth2.0用户授权接口,商户可通过该接口得到每一个用户加密且唯一的openid,获取用户的相关信息,进而识别用户身份,记录用户消费行为,提供better service. Complete the certification
2 payment function
The payment method of at least one of the following: 1. JS
api payment: the product details of the product with the browser click or scan the QR code. , Call the client's WeChat payment function; 2.
native (native) payment: you can directly scan the QR code to enter the native purchase page, and apply the payment scenario that does not buy the process.
The completion of three payment materials review
3 Payment related interfaces to provide payment order query, refund, and reconciliation bill download and other interfaces to assist merchants to complete the payment process; The transaction is synchronized to WeChat. Complete three payment materials review
4 Sharing receipt address users fill in the address on the placement webpage, and save them to the WeChat payment platform. Merchants can share the address that users have filled in in WeChat native controls. And edit. Fill in the basic information to check and complete the three payment materials review
5 After the purchase user places the order after purchasing, the merchant must ship within the specified time, and use the delivery notification interface to pass the delivery information to the WeChat background. If the delivery timeout will be warned or punished in accordance with the platform operation rules. Complete three payment materials review
6 After -sales rights protection processing user complaints, effectively solve the complaint problem of users who ship out after purchase, and WeChat will monitor the business of merchants. Merchants must access the rights protection system to go online to pay related services. Complete three payment materials review
7 Alarm notification WeChat background detected that the merchant operating behavior is abnormal or the service is unstable, and the relevant information will be informed to the merchant through the alarm interface. In the future, it may include delivery timeout alarm, server abnormal alarm, and payment of risk alarms. Complete three payment materials review
2.5 account system
Cado submits corporate information and bank account information to the WeChat public platform. Account), for public account payment.
account number
File
appid public account identity unique identity. After passing the review, check in the email sent by WeChat.
appsecret Public account payment request for encrypted key Key, which can verify the only identity of the merchant, corresponding to the AppKey value in the payment scenario. After passing the review, check in the email sent by WeChat.
Except for payment requests, the permissions of the public platform interface API obtain the required key Key. When using all public platform APIs, you need to use it in exchange for Access_token, and then call it. Interface part). After passing the review, check in the email sent by WeChat.
Partnerid Tenpay to communicate with the identity of the business households. After passing the review, check in the mail sent by Tenpay.
Teredable household rights key Key. After passing the review, check in the mail sent by Tenpay.
Note: For specific account descriptions and usage scenarios, please refer to "WeChat Public Account Pay Interface Document"
2.6 Merchant System docking
In the functions of the merchant, you can follow the steps below to complete the merchant and WeChat WeChat. Docking on the side, please read the following parts carefully:
1, generate product message: through the interface or login to the public platform website, generate the corresponding message according to the product website of the merchant website, you can also generate a QR code according to the web page link;
2, product promotion: through group issuance, self -determined menu, keyword response, etc., the product news is issued, and the QR code can also be posted on the offline scene of the station, poster and other offline scenes;
3, user browsing: If the user receives the message or scan the QR code, you can open the product webpage and browse the product details;
4, the user place the order: buy the product, confirm the style, quantity and receipt address and other information, confirm the order; r n5、用户支付:商户调用微信支付功能,发起交易;用户确认交易信息,验证支付密码即可,支付成功,微信支付商户后台;rn6、支付成功:用户看到支付成功的结果, Notify the merchant background, you can update the order status and perform the corresponding operations;
7, the delivery notice: the merchant receives the successful notice of payment. Customer service rights: The customer service system immediately synchronizes the problem to the merchant, and the merchant can contact the user to solve it;
9, fund settlement: According to the specified settlement cycle, the system settlement funds to the merchant's bank account, and at the same time collect payment services according to the contract rate of the contract Fee;
10, refund operation: Merchant uses the distributed Tenpay business account number, log in to the Fiscal Payon Enterprise Edition (MCH.TENPAY/) manually operate the refund, you can also use the background interface for refund;
11. Dialogue download: In addition to logging in to the Caifu Tong Enterprise version manually downloading order flow, you can also use the background interface to download the order.
Note: The interface for refund and delivery bill download, please refer to the "Fiscal Payment Payment Merchant Merchant Development Guide".
2.7 industry cases
2.7.1 B2C industry
relying on WeChat's huge user base and ultimate user experience, mainstream B2C has connected WeChat payment to actively build a mobile e -commerce ecological environment.
Cases: 1 store
Cases: Vipshop
Cases: Jiuxian.com
2.7.3 Automatic sales machine
Combined with traditional sales machines, users buy products , QR code on the code scanning machine, pay with Native (native), buy quickly. WeChat can provide solutions to pay accounts and hardware chips.
Cases: Youbao
2.8 Common payment function problems
1, WeChat payment and Tenpay relationship?
Answer: WeChat payment is a payment based on binding bank cards Services provide technical support for payment licenses and bank channels from Tenpay. The user uses WeChat to pay the binding bank card, which has nothing to do with the binding of the WeChat corresponding to Tenpay. At the same time, users use WeChat to log in to Tenpay, and cannot view the bank card and corresponding transaction records bound to WeChat payment. For users, the main awareness is the WeChat payment brand. For merchants, in addition to the identity of the WeChat public account, there will also be WeChat public platform allocating a Tenpay merchant number for checkout and receipt.
2, how to bind bank cards for WeChat payment? How to pay?
: When the user pays for the first time, enter the bank card number and cardholder information, verify that the bank reserves the mobile phone number, and you can bind it. The user will also set the payment password (non -bank withdrawal password). If you buy it in follow -up, you do not need to bind the card. Verify the payment password to pay directly. The binding and payment processes of WeChat payment are standard fast payment processes.
3, the number of bank cards that can be binded by WeChat payment?
Answer: It supports 13 bank cards and 22 cards, including savings cards and credit cards. At present, it is constantly accessing banks, and the coverage will be increasing.
4. In addition to the provider of the provider of the payment interface, do you have other interface capabilities?
It: In addition to the payment interface, WeChat will also provide order query, refund, refund inquiry, reconciliation bill download and other payment related to payment related to payment related to payment related to payment. The interface of the interface is the same as Tenpay's interface capabilities provided to the merchant. Many merchants are worried about the interface of refund and reconciliation, which can be provided. For details, refer to the "Guidelines for the Development of Customs and Merchant Merchants".
5, the payment type of WeChat payment is?
: WeChat payment uses the B2C instant delivery of the account interface, and the type of guarantee transaction of C2C is not supported for the time being.
6. The address format of sharing the address is?
Answer: WeChat receipt address is based on national standard data, and the region corresponds to the national standard third-level region code, such as "Guangdong Province-Guangzhou-Tianhe Zone ", corresponding to 510630.
7, how to ensure the security of WeChat payment?
Answer: There are the following means to ensure payment security:-
After setting the payment password, the transaction needs to verify the payment password, and the large payment also needs to verify the mobile phone message;-
WeChat certified merchant webpage is a safe payment environment. R nThis in the background with Tencent's big data support. Massive data and cloud calculations can determine the risks of the existence of users' payment behaviors in time, such as other places payment, very device payment, QQ number stolen, etc. Intercepting abnormal payment behavior;-
7*24-hour customer service, plus WeChat customer service, will solve problems for users in time; at the same time, the exclusive customer service channel for WeChat payment will respond to the user's questions as soon as possible and do the problems of the user and do the problems Treatment judgment;
8, access to WeChat payment, merchants are worried that web pages will be fake and fishing?
Answer: WeChat will certify security merchants' web pages to prompt "WeChat security payment"; unsafe or high risk of risk The webpage, WeChat will pop up the intermediate page to indicate that it is unsafe, and intercepted. Fill in the relevant account or payment in the webpage that is not securely certified. It will also prompt that there is a system that "web pages are prompted not to enter QQ passwords or do not pay."
9. Is the cost of the merchant accessing WeChat payment high?
Answer: For merchants in the H5 mall, the merchant accesss JS
api payment, add the WeChat payment button to the front page, after the payment is successful, the payment is successful. In the background receiving notification delivery; for access to Native (native) payment, the merchant's background adds an order interface and receive WeChat order requests. Development costs are low and do not need to change the existing processes.
9. The merchant needs to have a Tenpay business account number for the use of WeChat payment. The business account number needs to be re -applied on the WeChat public platform.