2 thoughts on “Do you need information to apply for a HSBC bank card in China? Isn't it a local can? With the HSBC bank card, can it be directly transferred to the country abroad?”
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The domestic HSBC banking card is the same as the information required to apply for ordinary bank cards. It is not a local one to apply. It is necessary to transfer to the country abroad to open an account in Hong Kong. Take an ID card or address certificate (water and electricity cost list) and pass permit.
The type of card card card:
. The debit card:
Boring cards are divided into transfer cards, dedicated cards, and storage cards according to different functions. The debit card cannot be overdrawn. The transfer card has the function of transfer, access to cash and consumption. Dedicated cards are debit cards used in specific areas, dedicated purposes (refer to the use of department stores, catering, and entertainment industry), which have the functions of transfer and access to cash. The storage card is the bank to transfer the funds to the card to store it in accordance with the requirements of the cardholder, and the prepaid wallet debit card deducted directly from the card during the transaction. The debit card can be consumed on the Internet or POS or through ATM transfers and withdrawals. The amount of the card can be paid on interest at the same time deposit. When consumption or withdrawal, the funds are directly drawn from the savings account. Cards generally need a password when using it.
. Credit cards:
The credit cards are divided into loan cards and quasi -loan cards. The loan card refers to the credit card of the cardholder to the card holder a certain credit limit for the cardholder. The quasi -loan card refers to the cardholder to pay a certain amount of backup funds according to the bank's request. When the backup deposit is insufficient, the credit card that can be overdraft within the credit limit prescribed by the card issuer can be paid.
1. Loan card:
The loan card, often referred to as credit card, refers to the card issuer to the cardholder a certain credit limit. credit card.
2, quasi -loan card:
Plip loan card is a single currency -type account credit card with deposit and interest, swiping card consumption with RMB, with transfer settlement, access cash, credit consumption, online online Bank transactions and other functions. When credit card consumption and cash withdrawal deposit balance are insufficient, the cardholder can overdo the consumption and cash withdrawal in the prescribed limited credit limit, and receive a certain interest. There is no interest -free repayment period.
Pet a loan card card with some functions of the loan card and debit card. Generally, the deposit is required or provided by the guarantor. When the cardholder is consumed, the small overdraft can be performed within the amount approved by the card issuer, but the overdraft amount will be calculated from the date of overdraft. The basic function is transfer settlement and shopping consumption.
The domestic HSBC bank card is also controlled by the People's Bank of China, which is no different from other domestic bank cards. Only HSBC bank cards in Hong Kong and overseas can directly collect foreign exchange.
The on the Hong Kong HSBC Bank card now. The landlord needs us to communicate more. It can help you open the HSBC account in Hong Kong. It is very special to collect the freedom of foreign exchange. It can also speculate in Hong Kong and US stocks.