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jewelry stands displays wholesale ACH is the center of Automatic Clearing House. The ACH system is widely used in the salary and other businesses of enterprises to pay employees. The penetration rate in the United States has reached 26%, and more than 90%of European countries have reached more than 90%. Nearly 100%of companies in Japan have realized that the salary of the automatic liquidation housing will directly deposit the salary salary and save the salary directly. Employee account.
ACH system's operation process is similar to the paper liquidation process, but it is just implemented by electronic. In the early stages of ACH, information was transmitted with tapes, which was gradually replaced by remote communication and realized real -time transactions.
ACH has strong practicality and can meet efficient requirements. Ach transaction settlement generally only takes one working day, which can effectively meet the general timeliness requirements. In addition, ACH fees are low. Compared with other payment methods such as telegram, such as Wire (Wire) fees are usually $ 10- $ 25/pens, and ACH usually only has $ 1- $ 2.
Due to the simple processing process, the service providers on the value chain are low in charge and economical. Simplify processing, improve efficiency, and make the entire payment network operating simple and fast. Therefore, the first choice of payment between American banks is ACH payment.
Pucting information:
The main payment of the American automatic liquidation office:
(1) Cash concentration, that is, the large chain company concentrates the funds of retail institutions from various places through ACH. It is convenient for the use of funds in the headquarters;
(2) Direct issuance of employee salary;
(3) Direct issuance of pensions and social benefits of the Ministry of Finance;
(4) Payment of fixed amount of funds for funds Such as insurance premiums, interest on housing mortgage loans, etc.;
(5) payment of loans between enterprises.
in the UK. In 1995, BACS handled 220 million business, worth 105.5 billion pounds. In the United States, the use of ACH increased at a ratio of 9%to 22%per year. In 1995, it handled 340 million businesses, worth $ 11.1 trillion.
ach is only used within the country. The data transmission formats used by different countries are different. International payment transmission transmission through The Society for Worldwide Interbank Financial (SWIFT) is implemented.
ach is particularly suitable for small and medium -sized transactions and fixed payment. For large -scale transactions, because it is batch liquidation rather than real -time liquidation, its risk increases.
Reference materials Source: Baidu Encyclopedia-ACH
wholesale ear cuffs jewelry Ach Payment is like the local Alipay in China. WeChat, American companies will use ACH to directly pay the money such as payment of payment salary insurance. The bank exchange accounts can be collected in the same few years. port. If there is no problem with the US account, there seems to be no banks in China. Domestic banks say that there is no ACH, it can only be a SWIFT system to collect the US dollar. Ach cannot pay for domestic banks. If you become a supplier of a US company, he will ask you to fill in a form, which is the "Payment Method" in the payment method "Ach" Ach has two choices "Check or Ach "
How to accept the ACH funds that come over? There are two methods for ACH in the United States. The handling fee for pan -off is 0.4%, the local K card is 1.2%, and then the exchange rate of the pan -paid is the buying price. The card rate is the highest among all the collection tools. The current official rate is 1.2%, and the foreign exchange loss is the most serious). The third point is that the P card is basically a week. Two days of accounting. But the fastest thing is to use the US local card to collect it. This can be collected soon. Another way is to open the United States Payoneer, let them send a physical card over, but it is very slow. It takes 1 month, and the procedure is the procedure. It is very high, about 2%, the tyrants are casual.
If you apply for a pan -paying account to collect the money, you can apply for completion within 1 day, but the premise is that you have to have business exchanges in the United States (such as independent stations and e -commerce platforms, or open a shop by yourself, sell or not sell or not sell or not sell or not sell it or not sell it or not sell it. It doesn't matter), you can apply for a pan -paid local account that you can apply for a pan, this account can accept payment from ACH in the United States. He is to help you open a virtual bank account in the US Bank. You must have an American e -commerce platform. Or self-built stations, used for North American e-commerce platforms (Amazon/Airbnb, etc.). His advantage is that the foreign exchange settlement rate is low, and only 0.4%through the agency exchange.
The is the second type that can collect US ACH, US e -commerce receipt accounts, US dollar collection business and self -built station/eBay n
wholesale gold jewelry nyc Automatic liquidation center (ACH). Ach full name-The automated is an electronic payment system that is used to perform electronic credit and debit transfer payment for institutions across the country. It is a payment method for processing with customer bank accounts and path information. nwire: Bank transferred with a federal reserve system. Sending banks and receiving banks will collect fees for this service.